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Waives 6 months worth of premium in the event you become unemployed for at least 4 weeks

• Automatically included for issue ages 18-60
• You must elect this rider within 90 days of qualification
• You must be receiving state or federal unemployment benefits to qualify
• Waiting period of 24 months from date of issue applies
• One time election
• Terminates at age 65 and at end of term period